If you or a loved one have been contemplating taking out some form of protection insurance such as critical illness cover to protect the life insured against possibly getting a critical illness and have made the decision to go ahead an do it, you can protect an individual, this could be your self, wife, husband, your partner, an employee, some one you have a joint mortgage with, your children and many more.

If the policy was live and had gone over the stipulated survival period for your insurer and the life insured developed some form of a critical illness.

If the person insured and covered under the insurance policy was to develop one of there illnesses would be legible for an insurance pay out. For example Creutzfeldt Jakob Disease (CJD) is typically covered under an insurance policy and would be acceptable for the benefits of the insurance policy being paid out to the life insured.